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4n448 Samuel Langhorne Clemens Course, Saint Charles, IL 60175.
Exceptional luxury living in the highly sought-after Fox Mill community of St. Charles. Surrounded by mature trees and beautifully landscaped grounds, this impressive brick residence offers timeless architecture, refined living spaces, and a private backyard retreat in one of St. Charles' premier neighborhoods. Step inside through a dramatic two-story foyer and discover hardwood flooring throughout the main level. The elegant living room and dining room showcase beautiful trim work and classic architectural details, creating a warm and inviting atmosphere. The spacious kitchen features stainless steel appliances, beautiful granite countertops, a walk-in pantry, and opens seamlessly to the family room, highlighted by a stunning stone fireplace that serves as the focal point of the space. This home also features a first floor private office/den and a spacious laundry room. The primary suite is a true retreat, offering a generous sitting area, a large walk-in closet, and a luxurious primary bath designed for comfort and relaxation. The additional bedrooms are spacious and well-appointed, providing flexibility for family, guests, or home office needs. The finished basement expands the home's living space and is perfectly designed for both entertaining and everyday enjoyment. The lower level features a large additional bedroom, making it ideal for guests, extended family, multigenerational living, or a private retreat. Additional features include a dedicated billiard room, a second family room, a full bathroom, an exercise room, and abundant storage space. Thoughtfully designed for versatility and comfort, this expansive lower level offers exceptional space for both relaxation and entertaining. Outside, the private backyard is surrounded by mature trees and professional landscaping, creating a peaceful setting rarely found. The expansive brick paver patio, complete with a custom brick fire pit, provides the ideal space for outdoor dining, entertaining, grilling, or simply relaxing while enjoying the beauty of the surroundings. Significant recent improvements enhance both comfort and value. Recent updates include an HVAC system featuring both the furnace and air conditioning (2025), exterior painting (2025), a roof (2023), water heater (2024), and water softener (2024). Additional mechanicals and utilities have also been updated in recent years, contributing to the home's exceptional condition and peace of mind for future owners. Additional features include a sprinkler system, sump pump with battery backup, and extensive storage throughout the lower level. Located in the highly desirable Fox Mill subdivision, residents enjoy access to a community clubhouse, outdoor swimming pool, parks, walking trails, open green spaces, and neighborhood events throughout the year that create a true sense of community. The neighborhood is also home to Bell-Graham Elementary School, allowing many residents the convenience of having a school located right within the sub
MLS ID: 12667344
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4n448 Samuel Langhorne Clemens Course, Saint Charles, IL 60175.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $775,000 | $775,000 | $775,000 |
| Down Payment | $155,000 | $27,125 | $193,750 |
| Monthly Mortgage Amount | $3,767 | $4,685 | $4,788 |
| Taxes | $1079 | $1079 | $1079 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $341 | $0 |
| Monthly Estimated Total | $5,072 | $6,331 | $6,093 |